Retirement Planning: Retire To Something, Not From Something

  1. Continuers like to continue their career, but in a modified form. An executive may consult for businesses part-time. A teacher may tutor on the side or work as a substitute teacher.
  2. Adventurers embark on the pursuit of a lifelong dream, whether it’s traveling to far-flung destinations, opening a catering company, or learning how to paint.
  3. Searchers test the water by trying many different things. They may volunteer with multiple charities, take many different classes, or float from part-time job to part-time job.
  4. Easy gliders want to embrace leisure and relaxation. They don’t take up a new activity and that’s just fine with them.
  5. Involved spectators stay active in their former industry, but from afar. An accountant may follow accounting issues and socialize with former colleagues, but doesn’t work in the industry.
  6. Retreaters disengage from active life. They cut down on obligations and social connections. This can be refreshing, but it can also lead to isolation if not managed.

In summary, retirement planning is more than just managing your investments. While this is vital, planning should include consideration of what you want to do in retirement so that life continues to be rewarding and meaningful.

About Gary Williams

Gary S. Williams, CFP®, CRPC®, AIF® Gary Williams is the President of Williams Asset Management in Columbia, MD. As of 2013 and with over 19 years' experience, Mr. Williams has earned numerous credentials and designations, including: CERTIFIED FINANCIAL PLANNER™ practitioner (1997) Chartered Retirement Planning Counselor(SM) (2004) Accredited Investment Fiduciary® (2009) Mr. Williams graduated from Towson University with a BS in business management and a concentration in finance. He participates in industry-related membership organizations, including the Financial Planning Association and Baltimore Estate Planning Council. As an active member of the community, Gary serves as a board member of the Dancel Family Y in Howard County and the Governance and Nominating Committee of the Central Maryland Y's Board of Directors. Gary is a passionate supporter and is committed to ALS-related fundraising activities for research and equipment; to that end, he currently serves as an active board member of the Brigance Brigade Foundation. Williams Asset Management is highly respected in the financial community. Williams Asset Management has received numerous awards, including: • Williams Asset Management was named "Top Wealth Manager" in 20111 by AdvisorOne. • Gary Williams has been named a 2011 FIVE STAR Wealth Manager2 in Baltimore Magazine. • "Top Dog"3 in Wealth Manager4 in 2008 and 2009. • "Top Money Manager"5 in the Baltimore Business Journal in both 2007 and 2008. • Gary Williams has been named "Top Advisor"6 in the CEO Choice Awards in Baltimore SmartCEO magazine. • Gary Williams has been named a 2012 FIVE STAR Wealth Manager7 in Baltimore Magazine. • Gary Williams has been named a Wealth Manager - Readers Choice recipient in the June 2012 Smart CEO Magazine8. • Gary Williams was recognized as a NABCAP Premier Advisor, an exclusive group of financial advisors who represent the best in quality wealth management in Maryland.9. • Williams Asset Management has been named a “Top Wealth Manager” in 201210 by AdvisorOne. • Gary Williams has been named a 2013 FIVE STAR Wealth Manager11 in Baltimore Magazine. Mr. Williams has recently published the book <b><i>The Art of Retirement</i></b> in which he discusses a number of retirement planning issues in great detail, from both a lifestyle and financial perspective. One hundred percent of the profits from the book will be donated to charity, including ALS-related charities, The Brigance Brigade Foundation and Augie’s Quest, as well as, the MD SPCA and the Y of Central Maryland. Contact Information: Gary S. Williams Williams Asset Management 8850 Columbia 100 Parkway, Suite 204 Columbia, MD 21045 Phone: 410-740-0220 Email: <a href="mailto:Gary@WilliamsAsset.com">Gary@WilliamsAsset.com</a> <a href="http://www.williamsassetmanagement.com/">http://www.williamsassetmanagement.com</a> and <a href="http://www.theartofretirement.org/">http://www.theartofretirement.org/</a> Securities and Advisory Services offered through Commonwealth Financial Network, member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered by Williams Asset Management.

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